Privacy 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number and transaction history
• Credit history and employment information
• Account balances and assets

When you are no longer our customer, we continue to share you information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Schuyler Savings Bank chooses to share; and whether you can limit this sharing.

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus.

Yes

No

For our marketing purposes to offer our products and services to you.

No

We don't share

For joint marketing with other financial companies.

No

We don't share

For our affiliates’ everyday business purposes information about your creditworthiness

No

We don't share

No

We don't share

No

We don't share

No

We don't share

Questions?

Call 201-991-0001 or go to www.schuylersavings.com

Who is providing this notice?

Schuyler Savings Bank

How does Schuyler Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Schuyler Savings Bank collect my personal information?

We collect your personal information when you:

• Apply for a loan or open an account
• Provide employment information or show your driver’s license
• Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ - everyday business purposes information about your credit worthiness.
• Affiliates - from using your information to market you
• Sharing for non-affiliates to market to you –

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Schuyler Savings Bank has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Schuyler Savings Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

• Schuyler Savings Bank does not jointly market.