Business Loans

Your business is always changing and so are your financial needs. Schuyler Savings Bank offers a variety of flexible products with manageable terms. Our commercial mortgage loans are designed to help you finance your next purchase or refinance an existing property you may already own. When the time is right, and your business looks for ways to grow, our term loans and lines of credit can help you reach your goals.

Contact: Ronald Severino, Vice President/Commercial Lending

NMLS ID 918741

Ronald.s@schuylersavings.com * Office 201-991-6078 * Direct Line 201-299-9655

Commercial Mortgage Loans

As a local lender, we understand your needs. Financing is available for purchasing or refinancing of multi-family, small professional office, and mixed-use properties.

Investment Properties

Financing is available for the purchase or refinancing of 1 – 4 family investment properties. Rates and terms may vary based on whether you are borrowing in your individual name or in the name of a business entity.

Business Lines of Credit

For well qualified businesses or professionals, a short term, pre-approved line of credit provides the flexibility to draw funds as business needs arise.

Business Term Loans

Short term, secured loans for a variety of uses like the purchase of equipment or to improve or expand your facilities.

Specific Requirements:

Businesses or professionals must have been in existence for at least 3 years
Personal guarantees required
Must maintain a Schuyler Savings Bank Business Checking account
Monthly payments must be deducted from your Schuyler Savings Bank Business Checking account

Commercial Loan Application Package

Have Questions

Please call for additional details including product options, terms, interest rates, and payment information.