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Schuyler Rates

Home Equity Line of Credit
Introductory Rate Fixed First 6 monthsThereafter, Prime minus 0.50%FloorDraw PeriodRepayment Period
1.99% APRCurrently 4.00% APR4.00% 10 years20 years
 
A Home Equity Line of Credit is an adjustable rate loan indexed to the highest Prime Rate as published in the Wall Street Journal on the last business day of each month. The Annual Percentage Rate (APR) may increase or decrease accordingly. The Interest Rate will never exceed 16.00% (ceiling) or be less than 4.00% (floor).
  • Minimum Loan Amount is $5,000
  • First Lien Loans or Loans where Schuyler Savings Holds the FIrst Mortgage - Maximum Loan Amount is $500,000; Maximum CLTV is 80%
  • Second Lien Loans - Maximum Loan Amount is $300,000; Maximum CLTV is 70%
PRIME RATE AS PUBLISHED IN THE WALL STREET JOURNAL 5.25% (effective 9/27/18)

Quoted Rates are effective as of 9/27/18

Rates are Subject to Change Without Notice