User ID:
 
 
Sign Up

check mark
check mark

Call 1-800-528-2273 to report lost or stolen ATM or Debit Cards 24 hours a day, seven days a week.

Follow Schuyler on Facebook

  Follow us on Facebook

Schuyler Savings Bank sketch

Schuyler Rates

Fixed Rate Mortgages
TitleRateAPR*TermsAdditional InformationMonthly Payment Per $1000
30 Years 3.875% 3.889% 360 Mortgage will amortize over 30 years $4.70
20 Years 3.750% 3.769% 240 Mortgage will amortize over 20 years $5.93
15 Years 3.125% 3.150% 180 Mortgage will amortize over 15 years $6.97
10 Years 3.000% 3.036% 120 Mortgage will amortize over 10 years $9.66
 
APR* = Annual Percentage Rate
  • APR's quoted are based on a one family owner occupied dwellings with a 20% down payment
  • Minimum Down Payment is 5%. Loans with less than 20% down will require Private Mortgage Insurance
  • Maximum Loan Amount is $500,000. Call for information on Jumbo Rates and Rates on Non-owner Occupied Properties.
  • Payment amounts shown are for principal and interest only and do not include required escrows for taxes and insurance which if applicable will make your payment obligation greater.
 
Interest rates and APR's are effective as of 6/19/2017

APPLY NOW for your Residential Loan

All Interest Rates Are Subject To Change Without Notice

Special Programs:
  • First Time Homebuyers Program: For owner occupied, one or two family, properties purchased in Kearny, Harrison, East Newark, North Arlington, Lyndhurst, and Rutherford.
    • Applicant must have had no ownership interest in any residential property during the preceding 3 year period
    • Qualifying Ratios increased to 32/40%
    • Minimum Credit Score of 725 or higher required for eligibility
    • Minimum 11% down payment with no PMI required
  • Well Qualified Borrower Program:
    • Owner occupied, one or two family, properties only
    • Qualifying Ratios increased to 32/40%
    • Minimum Credit Score of 750 or higher required for eligibility
    • Minimum 11% down payment with no PMI required