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Schuyler Rates

Fixed Rate Home Equity Loan
Loan Type Rate APR Monthly Payment Per $1000
5 Years 3.490% 3.490% $18.19
10 Years 4.000% 4.000% $10.12
15 Years 4.750% 4.750% $7.78
20 Years 5.000% 5.000% $6.60
 
Adjustable Rate Home Equity Loan - Rate may increase after consummation
Loan Type Rate APR Monthly Payment Per $1000 Monthly Principal Á Interest Payments Based on a $100,000 Loan
5/5/20 3.500% 4.537% $5.80 Initial Term Only 60 payments of $581.65 then 300 payments of $664.80 at a rate of 5.500% based on current index and margin
 
APR* = Annual Percentage Rate
  • Payment amounts shown are for principal and interest only and do not include property taxes or insurance
  • Available for one to four family owner occupied dwellings only
  • Minimum Loan Amount is $5,000
  • First Lien Loans or Loans where Schuyler Savings Holds the FIrst Mortgage - Maximum Loan Amount is $500,000; Maximum CLTV is 80%
  • Second Lien Loans - Maximum Loan Amount is $300,000; Maximum CLTV is 70%
 
For ARM loans, when the rate adjusts, your new rate will be the current index plus the margin. On the first rate change date, your interest rate cannot increase more than 2% above the initial interest rate. Your interest rate cannot increase more than 6% above the initial interest rate over the term of the loan. Current Index: 5/5 ARM = 5 year Treasury. Margin = 2.50% APR based on the following index value: 5 Year Treasury Index - 3.01 %
 
Interest rates and APR's are effective as of 10/24/2018


All Interest Rates Are Subject To Change Without Notice