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Call 1-800-528-2273 to report lost or stolen ATM or Debit Cards 24 hours a day, seven days a week.

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Personal Checking

personal Checking Accounts

At Schuyler Savings Bank, we are attentive to customer needs and offer personalized service. Our bank applies hometown sense and only charges you for the basics. We offer three types of Personal checking:

A Now Checking which offers:

  • Competitive interest rate
  • $100.00 minimum required to open
  • First order of 50 free checks
  • A minimum daily balance of $100.00 must be kept in the account through the monthly cycle in order to avoid a $4.00 monthly service charge
  • $4.00 fee if balance falls below $100.00
  • Free ATM/DEBIT Card
  • 24 hour free online banking and fast banking by phone
  • Free Bill Pay
  • Direct Deposit


A Senior Checking which offers:

  • Competitive Interest Rate
  • $1.00 minimum required to open
  • Free checks for life
  • No monthly service charges
  • No balance requirement
  • Free ATM/DEBIT Card
  • 24 hour free online banking and fast banking by phone
  • Free Bill Pay
  • Direct Deposit


A Community Checking which offers:

  • $50.00 minimum required to open
  • Write up to 8 free checks per month
  • $.50 fee per check when the minimum is exceeded
  • $3.00 fee per month
  • Free ATM/DEBIT Card
  • 24 hour free online banking and fast banking by phone
  • Free Bill Pay
  • Direct Deposit

Interest Rates

For interest rates please click here.